PANIROIS's clients are leading financial institutions
Our Leadership
PANIROIS is the best manpower group in the industry
Newsroom
PANIROIS in the News
References
Local Landmark CSS Projects to big data
PANIROIS at a glance
PANIROIS provides analytic based consulting service to make better decisions. PANIROIS solutions drive higher levels of growth, profitability and customer satisfaction. We lead changes in financial industries by applying big data and mathematical algorithms to predict customer behavior and risk.
PANIROIS is originated from financial data analytics and risk management consulting service. Based on our know-how, we utilize machine learning and AI to expand our services to big data analysis. PANIROIS is continuously developing new businesses.
The below are our five main business sectors which we are focusing on.
Scoring Modeling &
Analytic Strategy Consulting
Scoring model development for risk measurement and management
Model development for marketing activities (i.e.Attrition, Revenue, etc.)
Alternative Scoring by Machine Learning Algorithm
Advanced model development, Multi-Goal, Net Present Value(NPV) Model and etc.
Optimization Consulting
Risk Management: strategy consulting on initial credit limit, adjustment (up/down) of credit limit, determination on interest level
Marketing and Loan Management: Best Offer /Treatment, Best Contact Channel, Best Place/Time/Message
Portfolio Optimization: Credit account limit and interest rate solutions for financial institutions to achieve their goal through exposure and risk optimization of portfolio
Big Data Analysis & Marketing
Strategy Consulting
Big Data Analysis and Financial Information Services
Development of Campaign Strategies and Operating Solutions for customer targeting based on risk and marketing
Compliance Consulting
Measurement of Credit Risk on Retail (calculation on Risk Component and Credit VaR), New BIS suitability verification(building IRB Validation Framework and Validation), IFRS, RBC Consulting
R&D and Education Center
Recently established the R&D Center and opened a formal training course to foster excellent analytical personnel that is required by domestic financial institutions
Local leading financial institutions are PANIROIS's clients
Bank, Card, Savings Bank, Insurance, Capital and other top financial institutions are PANIROIS's clients. if you need data analysis, you are our potential customer.
Our History
Development of ML-based automatic approval review model for KB Kookmin Bank
Development of alternative scoring using financial information of “ALDA” app
KED pre-consulting and personal CB credit rating model development
2019
New product development using Capital company machine learning
KB Kookmin Bank machine learning and reinforcement learning model development
Participated in equity investment in TeamWink, Ltd. (“ALDA” app) for Mydata business
2018
Developed the machine learning model and strategy by applying artificial intelligence to screen credit loan for the main saving bank in Korea
Developed bond and thin file model for domestic credit card company by applying machine learning algorithm
2017
Developed credit loan model and strategy for Internet Only Bank
Reseller contract with Global Data Visualization software, Tableau
The 1st in Korea: Projected bond management, disposal, debt settlement by measuring NPV(Net Present Value) of overdue loan
2016
The 1st in Korea: Designed credit loan model and product for bank by applying communication data
Built a technology financing based early warning system model for Korea Credit Information Services
2015
The 1st in Korea: Built retail CSS of risk measurement for Korean domestic bank’s overseas branch
The 1st in Korea: Developed a model to prevent complaints for credit card company by applying Text Analysis
2014
The 1st in Korea: Built the credit loan product system for Korean domestic insurance company for its general customers who are not holding its insurance
Projected a foreign saving bank to enter Korean domestic market by providing strategy consulting about credit loan system, product, model, and screening
The 1st in Korea: Developed the market data based Semi Custom Model
2013
Exclusive Partnership with Encompass, Enterprise Credit Visualization Engine
The 1st in Korea: Calculated Basel Risk Component and Credit Risk of nonmonetary institutions
Projected products, models, and screening strategies for a newly opened capital startup
2012
Partnership with Global Solution Enterprise, SAS
Built the card loan optimization methodology for credit card company
2011
MOU with Global IT Solution Company, CGI CO., Ltd
Launched Model/Strategy monitoring solutions
The 1st in Korea: Consulting for the optimization of bond management for domestic bank
Launched Collections XP, Bond management strategy system
2010
PANIROIS Inc. established
Technical cooperation with Easy Core Solution Inc. on risk management platform
2009
Get in touch with Us
Contact Us
4F, Somerset Palace Seoul
7, Yulgok-ro 2-gil, Jongno-gu, Seoul, 03143, Korea
