Capital

PANIROIS consultants are the credit risk project experts for Korean Insurance/Installment/Lease and capital Industries. We have the best technical skills in analyzing financial data.

Analytic Predictive Modeling

01/

Risk measurement and management Scoring Model Development

• ASS (Application Scoring System)

• BSS (Behavior Scoring System)

• Credit-needs Model

• Early Payment Model

• Attrition Model

• Bankruptcy Score

03/

Collections Model Development

• Pre-Collections Model

• Self cure Model

• Payment Project

• Right party contact Model

• Promise to pay Model

• Personal Rehabilitation Model

02/

Model Development for Marketing Activities

• Attrition Model

• Response Model

• Revenue Model

• Early Payment Model

• Churn Model

• Credit Capacity Model

04/

Advanced Model Development

• Machine Learning Scoring

• Multiple Goal Model

• Auto Financing Model

• NPV Model

• Risk Component Development (PD,LGD,EAD)

Analytic Based Strategy Consulting
- Marketing -

01/

Product Marketing Strategy and KPI

• Product System Diagnosis and Improvement

• Portfolio Optimization

• Target Market/Product Positioning Strategy

• KPI and Tracking process Establishment

• Marketing Process and Management Strategy

03/

Offer Strategy

• Single Offer Management

• Multi Offer Management

• Offer Response Analysis

02/

Target Customer Strategy

• Acquisition

• Up-sell / Cross-sell

• Retention / Attrition

04/

Channel Management

• Multi-Channel Distribution Strategy

• Channel Strategy for Marketing Scenarios

• Response Analysis

Analytic Based Strategy Consulting
- Screening and Customer Management Strategy Development -

01/

Origination

• Screening Strategy (Cut off and Policy Rule Strategy)

• Application Limit Strategy

• Application Interest Strategy

03/

Pricing

• Structure of Interest Rate Improvement

• Interest Rate Strategy

• Credit Cost and Risk Cost Calculation

02/

Customer Management

• Customer Limit Strategy

• Re-loan Strategy

• Additional Loan Strategy

• Extension of Debt Maturity Strategy

04/

Fraud Prevention Process Development

• Partnership with Domestic or Global companies to examine and improve internal process for choosing the optimum Fraud Service and maximizing service usage

Analytic Based Strategy Consulting
- Bond Management Strategy Development -

01/

Organization and Process

• Diagnosis and Improvement of Delayed Bond Process

• Past-Due Organization Management Strategy Plan

• Domestic/International Credit Management Status and GAP Analysis

• Mid/Long-Term Organization and Process Management Strategy

03/

Channel Distribution Strategy

• Channel and Bond Distribution Strategy

• Responsible Line Distribution Strategy

• Right Channel and Right Time

02/

Collection Strategy

• Pre-Noticed Call/Grace Period/Early Transfer Strategy

• Multi-Debtor Collection Strategy

• FPD (First Payment Default) Strategy

• PTP (Promise To Pay) Strategy

04/

NPV Strategy Development

• Collection Performance Evaluation Plan

• Readjustment Debt Evaluation Plan

Strategy Solution

01/

Risk Management Solution

• Strategy Development for Credit Loan Model and Limit, Screening and Interest Implementation

• Optimized Solution Selection among the Domestic Major financial institution’s solutions and Development for Client

 

03/

Marketing Solution

• Marketing Campaign Management Solution

05/

Monitoring Solution

• Monitoring Solution for Model and Strategy

• Build Data Mart for Monitoring

• Data Visualization

02/

Machine Learning Solution

• Partnership with Global Partners to provide Machine Learning Solution for each project

04/

Collections Management Solution

• Collection & Recovery Solution

Contact Us

4F, Somerset Palace Seoul 7, Yulgok-ro 2-gil, Jongno-gu, Seoul, 03143, Korea

T. 02-739-8325

F. 02-739-8328

Email. rachel@panirois.com

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