Capital
PANIROIS consultants are the credit risk project experts for Korean Insurance/Installment/Lease and capital Industries. We have the best technical skills in analyzing financial data.
Analytic Predictive Modeling
01/
Risk measurement and management Scoring Model Development
• ASS (Application Scoring System)
• BSS (Behavior Scoring System)
• Credit-needs Model
• Early Payment Model
• Attrition Model
• Bankruptcy Score
03/
Collections Model Development
• Pre-Collections Model
• Self cure Model
• Payment Project
• Right party contact Model
• Promise to pay Model
• Personal Rehabilitation Model
02/
Model Development for Marketing Activities
• Attrition Model
• Response Model
• Revenue Model
• Early Payment Model
• Churn Model
• Credit Capacity Model
04/
Advanced Model Development
• Machine Learning Scoring
• Multiple Goal Model
• Auto Financing Model
• NPV Model
• Risk Component Development (PD,LGD,EAD)
Analytic Based Strategy Consulting
- Marketing -
01/
Product Marketing Strategy and KPI
• Product System Diagnosis and Improvement
• Portfolio Optimization
• Target Market/Product Positioning Strategy
• KPI and Tracking process Establishment
• Marketing Process and Management Strategy
03/
Offer Strategy
• Single Offer Management
• Multi Offer Management
• Offer Response Analysis
02/
Target Customer Strategy
• Acquisition
• Up-sell / Cross-sell
• Retention / Attrition
04/
Channel Management
• Multi-Channel Distribution Strategy
• Channel Strategy for Marketing Scenarios
• Response Analysis
Analytic Based Strategy Consulting
- Screening and Customer Management Strategy Development -
01/
Origination
• Screening Strategy (Cut off and Policy Rule Strategy)
• Application Limit Strategy
• Application Interest Strategy
03/
Pricing
• Structure of Interest Rate Improvement
• Interest Rate Strategy
• Credit Cost and Risk Cost Calculation
02/
Customer Management
• Customer Limit Strategy
• Re-loan Strategy
• Additional Loan Strategy
• Extension of Debt Maturity Strategy
04/
Fraud Prevention Process Development
• Partnership with Domestic or Global companies to examine and improve internal process for choosing the optimum Fraud Service and maximizing service usage
Analytic Based Strategy Consulting
- Bond Management Strategy Development -
01/
Organization and Process
• Diagnosis and Improvement of Delayed Bond Process
• Past-Due Organization Management Strategy Plan
• Domestic/International Credit Management Status and GAP Analysis
• Mid/Long-Term Organization and Process Management Strategy
03/
Channel Distribution Strategy
• Channel and Bond Distribution Strategy
• Responsible Line Distribution Strategy
• Right Channel and Right Time
02/
Collection Strategy
• Pre-Noticed Call/Grace Period/Early Transfer Strategy
• Multi-Debtor Collection Strategy
• FPD (First Payment Default) Strategy
• PTP (Promise To Pay) Strategy
04/
NPV Strategy Development
• Collection Performance Evaluation Plan
• Readjustment Debt Evaluation Plan
Strategy Solution
01/
Risk Management Solution
• Strategy Development for Credit Loan Model and Limit, Screening and Interest Implementation
• Optimized Solution Selection among the Domestic Major financial institution’s solutions and Development for Client
03/
Marketing Solution
• Marketing Campaign Management Solution
05/
Monitoring Solution
• Monitoring Solution for Model and Strategy
• Build Data Mart for Monitoring
• Data Visualization
02/
Machine Learning Solution
• Partnership with Global Partners to provide Machine Learning Solution for each project
04/
Collections Management Solution
• Collection & Recovery Solution
Contact Us
4F, Somerset Palace Seoul 7, Yulgok-ro 2-gil, Jongno-gu, Seoul, 03143, Korea
T. 02-739-8325
F. 02-739-8328
Email. wjryou@panirois.com