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Management Team

Professional Best Consultant

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ROY Choi

CEO/consultant

​​​[Career]

  • Graduated from So-gang University in Business Administration

  • Analysis-based risk consulting experience since 1994

  • Experienced working as consultants for ING Group, Experian and FICO

  • Performed a number of projects as a PM by domestic financial institutions such as KB Kookmin Bank, National Agricultural Cooperative Federation, and Pepper Savings Bank


[Performed Project]

  • Performed a project of credit card delinquency loan advancement development in NH Nonghyup Card as a PM 

  • Performed a project of Cambodia Prasac credit scoring system development for retail loan in KB Kookmin Bank as a PM

  • Performed a project of development and provisional evaluation system for individuals and Soho CSS strategy system in Nonghyup Central Association as a PM

  • Performed a project of development of a strategic model for corporate credit sssessment based on Machine Learning in KB Kookmin Bank as a PM

  • Performed a project of establishment of retail loan ONE product process in BNK Busan Bank as a PM

  • Performed a project of credit rating model redevelopment in Kyobo Life Insurance as a PM

  • Performed a project of consulting on the development of the personal CB credit rating model in Kodata as a PM

  • Performed a project of retail credit rating system (CSS) upgrade and risk management strategy improvement in KB Kookmin card as a PM

  • Performed a project of credit and mortgage AS model redevelopment in Pepper Saving Bank as a PM

  • Performed a project of new product development using machine learning techniques in Lotte Capital as a PM

  • Performed a project of consulting on improving personal credit ratings using telecommunications data in SK Telecom as a PM 

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Sang Rae Lee

Ph.D./consultant

[Career]

  • Graduated from Sungkyunkwan University with a master's degree in statistics

  • Graduated from Texas A&M University with a Ph.D. in statistics

  • Analysis-based risk consulting experience since 1998

  • Experienced working at Samsung Capital and KB Kookmin Bank

  • ​Performed developing a large-scale credit rating model for domestic financial institutions


[Perf
ormed Project]

  • Performed a project of development of alternative models and consulting on specialized products in Gitple as a PM

  • Performed a project of concreting the CB business system for the people in KB Kookmin Bank as a PM

  • Performed a project of SK Telecom's credit loan affiliate product and model development in KB Kookmin Bank as a PM

  • Performed a project of advancing CSS core competency (Experian credit scoring system) in KB Kookmin bank as a PM

  • Performed a project of building up CSS system (FICO credit scoring system) in Samsung Capital as a PM

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Tae Su Park

Director/consultant

[Career]

  • Graduated from Korea University with a master's degree in MBA

  • Analysis-based risk consulting experience since 2001

  • Experienced working at Lotte Card

  • Carried out in multiple credit scoring system as a PM


[Perf
ormed Project]

  • Performed a project of redevelopment of the rating model for application for installment financing and advancement of screening strategies in KB Kookmin Card

  • Performed a project of development of credit management evaluation (RSS) system based on Machine Learning in KB Kookmin Bank

  • Performed a project of Total exposure reference limit appropriateness check in Kookmin Bank

  • Performed a project of redevelopment of risk model and calculation logic for provision management in Lotte Card as a PM

  • Performed a project of establishment of a strategy for calculating the provision of commercial loans in Lotte Card

  • Performed a project of Non-financial information utilization (SKT communication information) card loan/improvement of new membership in Lotte Card as a PM

  • Performed a project of advancement of financial instruments sales strategy in Lotte Card

  • Performed a project of redevelopment of BS Model to improve card limit/BL strategy in Lotte Card

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So Yun Kim

Director/consultant

[Career]

  • Graduated from Yonsei University with master's degree of Statistics 

  • Analysis-based risk consulting experience since 2001

  • Experienced working as consultants for FICO

  • Carried out a number of domestic financial institutions' models and strategic consulting 


[Perf
ormed Project]
​​

  • Performed a project of credit card delinquency loan advancement development in NH Nonghyup Card

  • Performed a project of consulting to strengthen the capacity of delinquent bond management of overdue bonds in Pepper Saving Bank 

  • Performed a project of Development of a Strategic Model for Retail Credit in KB Kookmin Bank

  • Performed a project of service road map and product recommendation algorithm development consulting in Teamwink 

  • Performed a project of retail credit rating system (CSS) upgrade and risk management strategy improvement in KB Kookmin card

  • Performed a project of model and strategic development consulting in Welcome Saving Bank

  • Performed a project of machine learning-based credit rating refinement consulting in KB Kookmin Card

  • Performed a project of CSS Model and Strategy Consulting in Korea Exchange Bank of Canada

  • Performed a project of Product system reorganization and scorecard development in Samsung Life Insurance

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Young Shin Hwang

Manager/consultant

[Career]

  • Graduated from Seoul national University with master's degree of Statistics 

  • Analysis-based risk consulting experience since 2002

  • Experience working at Hana Bank, Korea Exchange Bank, Woori Bank

  • Carried oua number of domestic financial institutions' models and strategic consulting


[Perf
ormed Project]

  • Performed a project of development of credit management evaluation (RSS) system based on Machine Learning in KB Kookmin Bank

  • Performed a project of development of NPL bond value evaluation model in OK Financial Group

  • Performed a project of advancement of retail credit rating system in Jeonbuk Bank

  • Performed a project of redevelopment of retail credit rating model in Industrial Bank of Korea

  • Performed a project of CSS deployment in Kakao Bank

  • Performed a project of Improvement of individual and Soho CSS strategy system and development of non-face-to-face credit screening system in NH Nonghyup Bank

  • Performed a project of redevelopment of the credit rating model in Hyundai Commercial

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