​​​[Career]
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• Graduated from So-gang University in Business Administration

• Analysis-based risk consulting experience since 1994

• Experienced working as consultants for ING Group, Experian and FICO

• Performed a number of projects as a PM by domestic financial institutions such as KB Kookmin Bank, National Agricultural Cooperative Federation, and Pepper Savings Bank

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[Performed Project]
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• Performed a project of credit card delinquency loan advancement development in NH Nonghyup Card as a PM 

• Performed a project of Cambodia Prasac credit scoring system development for retail loan in KB Kookmin Bank as a PM

• ​Performed a project of development and provisional evaluation system for individuals and Soho CSS strategy system in Nonghyup Central Association as a PM

• Performed a project of development of a strategic model for corporate credit sssessment based on Machine Learning in KB Kookmin Bank as a PM

• Performed a project of establishment of retail loan ONE product process in BNK Busan Bank as a PM

• Performed a project of credit rating model redevelopment in Kyobo Life Insurance as a PM

• Performed a project of consulting on the development of the personal CB credit rating model in Kodata as a PM

• Performed a project of retail credit rating system (CSS) upgrade and risk management strategy improvement in KB Kookmin card as a PM

• Performed a project of credit and mortgage AS model redevelopment in Pepper Saving Bank as a PM

• Performed a project of new product development using machine learning techniques in Lotte Capital as a PM

• Performed a project of consulting on improving personal credit ratings using telecommunications data in SK Telecom as a PM 

[Career]
​

• Graduated from Sungkyunkwan University with a master's degree in statistics

• Graduated from Texas A&M University with a Ph.D. in statistics

• Analysis-based risk consulting experience since 1998

• Experienced working at Samsung Capital and KB Kookmin Bank

• ​Performed developing a large-scale credit rating model for domestic financial institutions

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[Performed Project]
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• ​Performed a project of development of alternative models and consulting on specialized products in Gitple as a PM

• Performed a project of concreting the CB business system for the people in KB Kookmin Bank as a PM

• Performed a project of SK Telecom's credit loan affiliate product and model development in KB Kookmin Bank as a PM

• Performed a project of advancing CSS core competency (Experian credit scoring system) in KB Kookmin bank as a PM

• Performed a project of building up CSS system (FICO credit scoring system) in Samsung Capital as a PM

[Career]

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• Graduated from Korea University with a master's degree in MBA

• Analysis-based risk consulting experience since 2001

• Experienced working at Lotte Card

• Carried out in multiple credit scoring system as a PM

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[Performed Project]
​

• Performed a project of redevelopment of the rating model for application for installment financing and advancement of screening strategies in KB Kookmin Card

• Performed a project of development of credit management evaluation (RSS) system based on Machine Learning in KB Kookmin Bank

• Performed a project of Total exposure reference limit appropriateness check in Kookmin Bank

• Performed a project of redevelopment of risk model and calculation logic for provision management in Lotte Card as a PM

• Performed a project of establishment of a strategy for calculating the provision of commercial loans in Lotte Card

• Performed a project of Non-financial information utilization (SKT communication information) card loan/improvement of new membership in Lotte Card as a PM

• Performed a project of advancement of financial instruments sales strategy in Lotte Card

• Performed a project of redevelopment of BS Model to improve card limit/BL strategy in Lotte Card

[Career]

​

• Graduated from Yonsei University in Applied Statistics

• Development of multiple models and strategies for credit card companies since 1992

• Experience working at major credit card companies such as Lotte Card, Samsung Card, and Hyundai Card

• Carried out in multiple credit risk management tasks as a PM

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[Performed Project]
​

• Performed a project of redevelopment of the credit Ass model in KB Capital as a PM

• Performed a project of current bond recovery model tuning in KB Capital as a PM

• Performing a project of Cambodia Prasac credit scoring system development for retail loan in KB Kookmin Bank

• Performed a project of AI learning data construction in Dataway as a PM

• Performed a project of financial product score redevelopment in Lotte Card as a  PM

• Performed a project of establishing an ECI calculation system in Lotte Card 

• Performed a project of development of expected loss logic for financial instruments in Hyundai Card 

• Performed a project of building Data Warehouse in Samsung Card

[Career]

​

• Graduated from Yonsei University with master's degree of Statistics 

• Analysis-based risk consulting experience since 2001

• Experienced working as consultants for FICO

• Carried out a number of domestic financial institutions' models and strategic consulting 

​
[Performed Project]
​​

• Performed a project of credit card delinquency loan advancement development in NH Nonghyup Card

• Performed a project of consulting to strengthen the capacity of delinquent bond management of overdue bonds in Pepper Saving Bank 

• Performed a project of Development of a Strategic Model for Retail Credit in KB Kookmin Bank

• Performed a project of service road map and product recommendation algorithm development consulting in Teamwink 

• Performed a project of retail credit rating system (CSS) upgrade and risk management strategy improvement in KB Kookmin card

• Performed a project of model and strategic development consulting in Welcome Saving Bank

• Performed a project of machine learning-based credit rating refinement consulting in KB Kookmin Card

• Performed a project of CSS Model and Strategy Consulting in Korea Exchange Bank of Canada

• Performed a project of Product system reorganization and scorecard development in Samsung Life Insurance

[Career]

​

• Graduated from Seoul national University with master's degree of Statistics 

• Analysis-based risk consulting experience since 2002

• Experience working at Hana Bank, Korea Exchange Bank, Woori Bank

• Carried out a number of domestic financial institutions' models and strategic consulting

​
[Performed Project]
​

• Performed a project of development of credit management evaluation (RSS) system based on Machine Learning in KB Kookmin Bank

• Performed a project of development of NPL bond value evaluation model in OK Financial Group

• Performed a project of advancement of retail credit rating system in Jeonbuk Bank

• Performed a project of redevelopment of retail credit rating model in Industrial Bank of Korea

• Performed a project of CSS deployment in Kakao Bank

• Performed a project of Improvement of individual and Soho CSS strategy system and development of non-face-to-face credit screening system in NH Nonghyup Bank

• Performed a project of redevelopment of the credit rating model in Hyundai Commercial