Fire & Marine Insurance
PANIROIS consultants are the credit risk project experts for Korean Insurance/Installment/Lease and capital Industries. We have the best technical skills in analyzing financial data.
Analytic Predictive Modeling
What is Pre-approval Model?
Pre-approval model is a model to discriminate X-sell candidate within the entire insurance policy holders. At the time of credit loan application, the model prevents claims by minimizing rejection rate. Pre-approval model only uses internal data such as personal data related to insurance.
What is insurance loan BS model?
Insurance loan BS model is a model to evaluate applicants who have insurance loan balance or have used insurance loan recently. To develop the model, we use not only insurance information but also insurance loan performance information. Depends on the applicants’ experience, insurance loan BS model can be utilized with credit loan model as a matrix format.