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Latest thinking
NPV Model
Stabilizing Overdue Loan Prediction Model
NPV Model is modeling an every key variable which impact on recovery rate for each bond. At the past due point, NPV Model to enable predicting accurate collection rates and making decisions on selling bonds, internal management, delegating CB and etc...
Developing Credit Assessment Model by utilizing telecom data
Developing credit loan product with SKT and KB-Kookmin Bank.
Creating new service by analyzing big data
The project was developing new service for financial institution which provides benefits (interest rate / limit) to outstanding customers by analyzing telecom data. It is meaningful because thin file (young adults / housewives) customers, who were difficult to evaluate by traditional assessment model can be evaluated.
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